Description: Shows how to use personal information such as medical history, family characteristics, etc. in a logical statistical fashion for the purpose of modifying an existing mortality table to reflect the collected underwriting information.

Description: Presented at October 1996 Annual Meeting. Discusses the latest developments in underwriting and their potential impact on mortality, and the most recent mortality statistics.

Description: The purpose of this paper is to provide a unified theory for the evaluation of underwriting requirements where this evaluation is based on the measurement of the levels of mortality costs associated with such requirements. A discussion of this paper is included.

Description: This spreadsheet allows you to calculate the Underwriting Criteria Score, Relative Risk Ratios [RRR] and prevalence related to the RRR for one or more sets of underwriting criteria from a preferred risk underwriting program. The RRR may be used to determine the specific valuation mortality table to be applied to the particular underwriting risk class.It assists companies in calculating underwriting criteria scores as outlined in the Underwriting Criteria Team Report. Please see the SOA website for the full Underwriting Criteria TeamReport.

Description: Panelists discuss pricing issues, patent issues, safeguards, successes, failures, and other observations about the future of automated underwriting. From the 2002 Record of Society of Actuaries, Volume 28, No. 3. Session 134PD of the Boston Annual Meeting.

Description: This research report examines the ban of the use of genetic testing information in life insurance mortality.

Description: Presents the results of a survey to explore practices that underwriters utilize in both formal and informal ways to assess older age applicants.

Description: This report presents the compilation of data received from life companies responding to a survey on preferred risk underwriting and provides opinions of the Task Force on Preferred Underwriting with respect to future trends.

Description: This paper studies mortality differences between right and left-handed professional baseball players by examining the times of, and ages of, death of more than 6,000 players who died before 1990.

Description: This article discusses whether or not the Preferred risk class wears off over time.